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Closing Process

We will need the following information from you:

  • Full name
  • Marital status
  • Address
  • Occupations
  • Nationality
  • Copies of the picture page of your passports. (scan please)

After we receive the info above, we will draw up the offer to purchase. We will then email it to you for your approval. Print, read carefully, initial each page at the bottom, sign and date on the last page. Scan that back to us.

Once both parties have signed, the deposit will be sent to our company's escrow account. You will have approximately seven business days to make the 10% deposit. Closing will be scheduled approximately 30 days out from there. Two weeks prior to closing we will send you a detailed, itemized breakdown of the closing costs and attorney's fees.

Since this is a relatively straightforward transaction, one could expect:
For a property purchased below $55,000: estimated fees would be 3.65% of the purchase price plus $1,500 fixed attorney fees and $1,132 fixed fees (detailed below).
For a property purchased above $55,000: estimated fees would be 6.40% of the purchase price plus $1,132 fixed fees (detailed below).

Please note that these fees are not set by Utila Realty and are just estimations. An attorney approved closing cost statement will be provided prior to closing.

Additional charges may apply if you use a corporation, have a mortgage involved, or if you need a Power of Attorney for closing.

Detailed Breakdown of Closing Costs:
2.0 % Cadastral Fees
1.5 % Transfer and Registration Taxes
2.75 % Attorneys Fees ($1,500 minimum)
0.15% Honduras Registration Tax
0.9 % (Mortgage if applicable)

$250 USD Power of Attorney if applicable
$425 Travel Fee
$80 RTN Card (per person)
$87 Zolitur Registration
$25 Catastral Fee
$85 Translation Fee
$75 Bar Association Stamp Tax
$80 Deed Paper Fee
$25 Authentication Document

Once this schedule of fees is accepted by you, you will need to wire the balance of funds for the purchase and the closing costs and attorney fees plus $30 for wire costs. As usual, no funds will be dispersed until the closing has been executed, and, all funds must be in place in the escrow account 10 days before the proposed closing date. All these dates and amounts will be laid out in the offer to purchase.

You do not need to be here for the closing if so desired. More on that later.

Once closed, the attorney takes the documents to the registrar's office for processing. Once that is done, he returns those to our office where we keep them secure until your next visit.

If you have any questions throughout this process, please do not hesitate to contact us. We stand ready and willing to answer any and all questions and/or concerns for you.

What Our Clients Say...

To Brad, Andi and Mary, Thank you for making this process so painless. Like many Americans thinking of buying a home in Honduras, my first thoughts were of complications, cons and government red... Read More


Although I have purchased land before in Utila this was my first experience of working with Utila Realty, and of selling a property, and I cannot believe how easy they made the whole process seem.... Read More

Andy Phillips

We first had dealings with Brad and the crew at Utila Realty when they came to our rescuer on a listing we had with another Realtor on the island that wasn’t going so well. They stepped in and in... Read More

Diann and Ralph Babel

We were very impressed with Utila Realty. The team was very professional, with a personal touch which we appreciated very much especially because we were buying in a foreign country. What we... Read More

Bruce and Sarah

We cannot say enough about how amazing Utila Realty has been to work with. We were so excited to buy on Utila, but were terrified about the process as well. Brad and Mary made it so easy and... Read More

Christine and Rodney Brinkley

I've been coming to Honduras and the Bay Islands for 15 years. Over that time, I've seen the effects of foreign investment on Roatan. Due to the delicate ecosystem of the reefs, I cringe at... Read More


Since before my wife and I were married we dreamed of owning beachfront property somewhere tropical. We began searching on our own – Mexico, Belize, Panama and the list goes on – but the more we... Read More

Tim and Melinda

Brad at Utila Realty helped our family buy a beach house in March of 2007. We are extremely happy with the way Brad handled negotiating, closing the transaction, and title. Brad carefully explained... Read More

Sanborn family

Our dream was to move to a warm, sunny, beautiful and relaxed tropical island – and we found that in Utila. The next stage of our dream was to buy a house – and we were delighted when we... Read More

Sarah and Dec Dowdall

Last year Utila Realty handled the sale of my lot on the South Shore. They made everything easy from the signing of the sales contract to the transfer of the funds to my account at the end of the... Read More

Linda Baiz

Ludy and I were just speaking last night about how we have never received such excellent service in any arena of life as we have from you. Your attention to details, privacy, confidentiality,... Read More

Sylvia Daple

Being from Alaska, it was not cost effective for me to travel back and forth to finalize my Utila land purchase. Fortunately, Mary and the rest of the team at Utila Realty came to my rescue!! They... Read More


I have received nothing but graciousness, incredible efficiency, and a high level of competence from the wonderful staff at Utila Realty. The concept of buying an international property---on an... Read More

Lisa Railsback

From our very first contact right through until closing the team at Utila Realty made purchasing in Utila as easy as purchasing in my home town. They had impeccable communication throughout the deal... Read More

Nicholas Nowak

After researching various Caribbean locations for investment and future retirement locations, we became very intrigued with the Bay Islands and Utila in particular. It seemed to offer a rare... Read More

Doug and Linda Joseph

"Excellent services, even from Europe I could follow all the processes, I was quickly informed after each step. To Buy with Utila Realty is as easy as going to Utila choose what you want, come back... Read More


Dear Andi, Brad and Mary, Jimmy, Sylvia and I would like to thank you for providing us with such excellent service in the sale of our property on Jack Neal Beach. We were so pleased at your... Read More

Lourdes Price, Sylvia Daple and James Daple

Even though we did not finish our purchase we have to say that the service, disponibility and cordiality of Utila realty was what we were looking for. Living in Canada could have made every step... Read More

Nathalie and Marc

Brad, Mary and Andy have helped us so much with putting our Mango Tree Building on the market. Their advice and good humor make it nice to work with them in an unfamiliar situation. Thanks all.

Carrell & Marty Ebert

I was extremely pleased with the effort and results produced by Utila Realty in selling my property. Their efforts and tenacity during difficult economic times paid off. What impressed me even more,... Read More

Richard Jaross

The entire team at Utila Realty are exactly what their mission statement suggests - an extended family. I am overly pleased, appreciative and truly grateful for walking through their doors. The... Read More

Vanessa Ramsay

One thing that impressed me about Utila Realty is that Brad returned all my e mails within hours of me sending a request or concern. Even when he was traveling he returned the emails. They have a... Read More

Tamara O

My husband and I came to Utila on a first-time vacation and returned with a home on the beach. Literally everyone we met was forthcoming with advice about home buying and home building in Utila and... Read More

Susan & Mike Round

I can not fault the services of Brad et el. at Utila Realty during the sale of my lot on the south shore. Brad suggested Juan Jose Alcero Milla at Alguilar Castillo Love to perform the legal work and... Read More

Peter Ringrose

On a return trip to Utila we decided that indeed this little island paradise of Utila was one we wanted to commit to. We had done some looking around online and with some locals. We decided to work... Read More

Nick & Sarah

Until February this year we had never heard of Utila. And would never have dreamed of buying property in Honduras. And even if we did, never a small resort. So when we saw a picture of a small resort... Read More

Paul & Christna

Hello to all potential new real estate investors of Utila Bay Islands. This is a big positive recommendation to buying and living here on this amazing island. My husband and I had been searching for... Read More

Jody & Cary Holtz

I, along with 6 business partners, owned a resort on the South Shore of Utila from 2007-2014. Brad Ryon not only became a close friend during our time on the island, he also became our real estate... Read More

Kyle Heath

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